Tuesday, March 26, 2013

Securus Payments: Starting Businesses From the Ground Up


When it comes to starting up a business, it is a fact that a large capital investment can only take a company so far. For a business to truly hit its mark, the people behind it must be able to apply their knowledge therein and establish their own brand of innovation. Using their creative spirit and proficient critical thinking, business creators will be able to become front runners in their chosen industry.

This is exactly what happened for CEO and founder of Securus Payments Steven Lemma. In truth, Steven was not even someone who particularly excelled at his studies. In fact, he even hated going to school. Just like any average guy, his interest was in playing basketball, dreaming to be one with the stars of NBA. However, he found his true calling with one phone call. Apparently Mychol Robirds, his co-founder, gave him a call while he is in class and sparked up the idea of the two of them starting up their own business together. Before he knew it, he was up for the idea and out of his class, ready to take the risk. 

In the present, his decision has proven to be the best one he has ever had in his entire life. Right now, their company has become highly distinguished as one of the most successful companies in the whole state of Portland. Their service which entails the processing of credit and debit card payments for merchant clients, from the smallest establishments to the biggest corporations, has become one of the most sought after payment system for many different business establishments. The truth of the matter is, the private company that the duo built has seen the fastest growth rate of any company in the whole state. This is probably because they are able to effectively combine advance technology with their experience and dedication in the business solutions that they deliver to their clients. They help fashion a business into a profitable venture. 

With the accomplishments shown by Securus Payments, they have proven how a bold decision can turn out to be one’s door to their success.




Wednesday, March 13, 2013

Change: The Only Constant Thing in Financial World


Change is looked upon as something pretty bad by almost everyone across the world. It leads to a modification in our daily routine. Sometimes, it even throws us off the track. However, in actuality, you should not take changes in your life as a surprise. Rather, you should expect the same. One of the areas of our life, which is bound to have a change almost every moment, is the financial aspect. It is necessary to withstand this change and then adapt to this new flow.

One of the worst parts about income changes is that you cannot predict it. Let us first consider the worst-case scenario:

In case a household income is reduced, it can be devastating for the family. One might lose a job or there might be an unexpected requirement to meet at the financial end. In most of the households across the globe, members are counting on the monthly income for their survival. If there is a loss in income, it is necessary for the family to start giving priority to expenses. You should determine the areas, where you can make the cut to adjust with the existing income. While doing adjustments, you might come across things, which you would feel hard to exclude. However, you should convince yourself to live within your prevalent means.

Financial Changes will not always be negative. It might go in the positive direction as well and you could see yourself blessed in all possible manners. You may see a raise at your job. Again, there may be a healthy bonus, which would have those extra dollars for you to use. However, this situation doesn’t call you to be careless. You should not use the extra money to make unnecessary expenses. Rather, you should take this surplus amount as an opportunity to save for those difficult times, which might pay a visit in the future.

Whether it is negative or positive and invited or uninvited, financial changes will be there in your life. You will have to learn to live with the same. You will also have to find out ways to quickly adapt as well.